Surety bonds
Bond a contractor
Contract and commercial surety from a team that works the file with you, not around you.
- Bid, performance and payment bonds
- Commercial, developer, Tarion and USA bonds
- Canadian and US surety markets
Wholesale MGA for Canadian brokers
The brokers' insurance and surety back-shop.
Bond your contractors and place your professionals with one wholesale team. Canadian and US markets, a team you can reach by phone, and any application you already have.
Errors & omissions
Quote E&O in about 60 seconds
Five professional E&O programs with on-screen pricing for standard risks.
- Limits up to $5M
- $515 minimum premium
- Referred accounts back within 48 hours
Surety first
Bonding support for contractors who are bidding, growing, or both.
Contract surety is the core of the shop. Bring us the contractor that needs a first bond facility, room to grow its program, or a second look after another market said no. Every file gets reviewed by an underwriter.
Contract bonds
Bid, performance, labour and material payment, and maintenance bonds for general and trade contractors.
Learn moreCommercial surety
License and permit, customs and excise, estate, fiduciary, guardianship and lost document bonds.
Learn moreDeveloper and Tarion bonds
Developer agreement security and Tarion excise deposit bonding for Ontario builders.
Learn moreUSA bonding program
Contract, commercial and BMC-84 bonds in US markets for your Canadian clients.
Learn more
A complete contract bond file usually includes
- Bonding application
- Year-end financial statements, accountant prepared
- Work-in-progress schedule
- Bank line details
- Resumes of key people
- Tender or contract documents
Missing a piece? Send what you have. An underwriter will tell you what the file needs. All bonds are subject to underwriting approval.
Errors & omissions
E&O for professionals, priced in about 60 seconds.
Five programs built for the professions brokers place most. Enter the risk, upload last year’s policy, or email any application. Standard risks price on screen. Accounts that need a closer look go to an underwriter.
60 secQuote turnaround on standard risks
$515Minimum premium
48 hrsTurnaround on referred accounts
$5MLimits up to
Programs
Specialty lines
Programs for hard-to-place commercial risks.
Construction, property and liability programs placed through domestic and international markets. Send the risk and we will tell you fast if it fits.
Legal expense
Legal costs for disputes, plus 24/7 legal advice for the insured.
Learn moreGeneral liability
CGL for contractors and commercial accounts.
Learn moreErrors and omissions
Five professional E&O programs. Limits up to $5M, priced in about 60 seconds.
Learn moreBuilders risk
Course of construction for ground-up projects, including soft costs.
Learn moreSpecialty contractors liability
Liability for trade and specialty contractors.
Learn moreResidential course of construction
Coverage for homes under construction or major renovation.
Learn moreVacant dwelling
Unoccupied buildings that fall outside standard policies.
Learn moreDirectors and officers
Management liability for directors and officers.
Learn moreTrade credit
Protection against customer non-payment on receivables.
Learn moreWarranty programs
Third-party warranty programs for appliances, HVAC, vehicles and electronics through All Shield.
Visit All ShieldHard-to-place risks
Doesn't fit a box? Send the risk and an underwriter will tell you if it can be placed.
Talk to an underwriterUSA surety bonds
Construction, commercial, court and BMC-84 bonds for US risks through Ai Surety Bonding USA.
Visit Ai Surety USA
Free broker guide
The top 10 surety bonding mistakes to avoid in 2026.
A short guide for brokers and contractors on the errors that slow down bond submissions and cost contractors work. Share it with clients before their next bid.
Insights
Latest from the surety and insurance desk.
Contractor Bonds
Choosing Bonding, Endorsements, or Higher Limits in Ontario: Broker Framework
Stop Guessing Between Bonds, Endorsements, and Limits Your client wants more protection. You have a tender on your
October 5, 2026
Contractor Bonds
Pricing Construction Bonds in Ontario Without Killing the Deal
Stop Letting Bond Pricing Kill Your Construction Deals Pricing a construction bond in Ontario is always a balancing
September 28, 2026
Construction Project
When Construction Bonds Replace Letters of Credit for Ontario Clients
You have an Ontario client with a project on the line. The owner or lender wants security. The bank is pushing a letter of credit.
September 23, 2026